Why would you need an appraisal from RDK VALUATIONS GROUP, INC.?

Each year, thousands of people in Missouri buy, sell or refinance their home. A lot of these transactions include a simple line item for an appraisal. And while there are a multiplying number of automated home valuation systems that may appear more cost-effective than an appraisal, the majority of lenders still call for a local expert because the stakes are very high. But is getting a mortgage the only reason to get an appraisal? Are there additional instances when the services of a licensed, independent real estate professional might come in handy? You bet there are.


	For real estate appraisals in Saint Louis and Saint Louis County, it's easiest when your order online from RDK VALUATIONS GROUP, INC., just click here.

Let RDK VALUATIONS GROUP, INC. help you dispute your tax assessment in Saint Louis County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from RDK VALUATIONS GROUP, INC. is your best evidence. At RDK VALUATIONS GROUP, INC.,we can assist you in appealing your tax assessment.

Let RDK VALUATIONS GROUP, INC. help you lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance policy that almost all lenders ask home owners to buy when the amount being loaned to the buyer is more than 80% of the actual value of the property. This extra payment is often lumped into the monthly mortgage payment and is soon forgotten. This is bad because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.

RDK VALUATIONS GROUP, INC. can produce a statement regarding the value of your home, and the price you paid for the home valuation can often be recovered in a short amount of time because you'll no longer be paying the PMI.

An appraisal from RDK VALUATIONS GROUP, INC. will help you settle a divorce with less stress

A divorce can be a very traumatic ordeal for both parties, and it is often further complicated by the burdensome decision of who keeps the home. Regardless of the circumstances, it's wise to order an appraisal from RDK VALUATIONS GROUP, INC. so both parties are completely aware of the true market value of their home.

If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation with RDK VALUATIONS GROUP, INC.Settling an estate

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.

Most Americans do not have dedicated estate planners or executors to handle these affairs, unlike wealthier individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.

RDK VALUATIONS GROUP, INC. can help you with relocating to or from Saint Louis County

Employee relocation is a more than just an inconvenience. We know where you're coming from! We take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive attributes of their property, as well as information about any current sales or listings in their area that they want considered during our intensive process.

Let RDK VALUATIONS GROUP, INC. help you sell your home quickly at the right price

A professional appraisal will help you make a better educated decision when determining your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't contingent upon the value opinion we render, but rather they are based on our efforts to complete the appraisal.

We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.